Loans for Dentists

Terabank is offering dentists looking to obtain loans a brand-new product. Loans will be disbursed with simplified terms and the offer will apply to both consumer and mortgage loans.
Both current terabank customers and those willing to transfer their loans from other banks may take advantage of the new product. 

 

terms- Consumer loan without security

Loan amount

min -  GEL500 


max - GEL 6200

Loan maturity

min - 3 months


max - 48 months

Loan currency GEL
Loan repayment rate

equal monthly installments

collateral

not required

Annual interest rate

10.50%

Effective interest rate

from 22%

Fee for retrieving information in the Credit Info database

18 GEL

Loan fee

2.9%(min.20 GEL)

Guarantee fee*

From 500 GEL to 5,000 GEL on loans - fixed 3 GEL per month

From 5,000 GEL to 20,000 GEL on loans - fixed 5 GEL per month

Withdrawal fee

0.20% min. 0.50 GEL

 

 *Guarantee fee is activated only on loans from 500 GEL to 20,000 GEL which have neither a co-borrower nor a guarantor.
 

Secured consumer loan terms

Loan amount

min -  GEL 1000


max - GEL 100 000

Loan maturity

min - 6 months


max - 84 months

Loan currency GEL
Loan repayment rate eqaul monthly installments  
collateral

Purchase of real estate

Annual interest rate

refinancing rate+6.60%

Effective interest rate

from 19.50%

Fee for retrieving information in the Credit Info database

18 GEL

Loan fee

2%(min.50 GEL)

Withdrawal fee

0.20% min. 0.50 GEL

See the registration / termination fee at the link

 

Mortgage loan terms

Loan amount

min - GEL 1000


max - GEL 200 000

Loan maturity

min - 6 months


max - 180 months

Loan currency GEL
Loan repayment rate equal monthly installments
collateral

purchase of real estate

Annual interest rate

refinancing rate+4.20%

Effective interest rate

from 16.20%

Fee for retrieving information in the Credit Info database

18 GEL

Loan fee

0.9%(min.50 GEL)

Withdrawal fee

0.20% min. 0.50 GEL

See the registration / termination fee at the link

 

Application Form

Security Code