Business Overdraft

Business overdraft is used for financing of the short-term cash requirements or for improvement of the short-term liquidity, you pay the interest accrued only on the utilized amount on a monthly basis.




Interest Rate

National Bank Ref, interest rate from + 2.5% (effective from 13%)

USD from 7% (effective from 7.25%)

EUR from 6% (effective from 6.25%)


Max. 12 months

Disbursement Fee

From 0.5%

Credit Verification in Credit Info

18 GEL

Guarantee Fee for Unsecured Loans

Up to 5,000 GEL per month 3 GEL

Up to 20,000 GEL per month 5 GEL


See the registration / termination fee at the link *

See the other contractual terms under the specific financial product header

* Collateral registration / termination fee applies only to secured loans

Application Form

Security Code