If you are a courier and want to take a consumer loan, you can use a terabank product which we have designed especially for you.
A blank consumer loan is disbursed on simple terms. It may be applied for at a terabank branch as well as remotely.
The product is especially interesting for couriers who want to:
- Combine loans, installments, credit cards or small loans;
- Receive additional money;
- Purchase a desired item.
The terms of the loan also provide for the possibility of porting from another bank.
Loan amount: minimum – GEL 500 GEL, maximum – GEL 10,000
Loan maturity: minimum - 3 months, maximum - 36 months
Loan currency - GEL
Loan repayment terms - equal monthly installments
| Loan amount |
min - GEL 500
max - GEL 10 000
|
| Loan maturity |
min - 3 months
max - 36 months
|
| Loan currency |
GEL |
| Loan repayment rate |
eqaul monthly installments |
| collateral |
not required
|
|
Annual interest rate
|
from 15% |
|
Effective interest rate
|
from 22.40% |
|
Fee for retrieving information in the Credit Info database
|
18 GEL |
|
Loan fee
|
3.5%(min.30 GEL) |
|
Guarantee fee*
|
From 500 GEL to 5,000 GEL on loans - fixed 3 GEL per month
|
|
From 5,000 GEL to 20,000 GEL on loans - fixed 5 GEL per month
|
|
Withdrawal fee
|
0.20% min. 0.50 GEL
|
| |
| |
|
*Guarantee fee is activated only for loans from 500 GEL to 20,000 GEL which have neither a co-borrower nor a guarantor.