Promotion on deposits

The highest yield on market and deposit portability – special offer from Terabank

Special offer from Terabank with no analogue on Georgian financial market – highest yield on deposits and portability service.

Conditions apply to two products of Terabank - Term Deposit and Deposit Certificate. Special offer is valid even in case of having the deposit in another bank. Port your term deposit to Terabank and get the highest interest yield without financial losses. Terabank completely compensates the percentage that will not be paid due to the violation of deposit conditions. This applies to deposits, which were opened in 2018. 

In case of opening the deposit, you will be gifted with:

  • Visa Classic - if the deposit amount is between 3,000 and 10,000 units;
  • Visa Gold - if the deposit amount is not less than 10,000 units and is open for at least 12 months; 

Internet Banking with free SMS DG pass – in both cases;  

Term Deposit

  • Opening of the deposit/service - free 

  • Minimum period - 3 months 

  • Maximum Period - 24 months 

  • Deposit currency - GEL/USD/EUR

  • The minimum amount required to open the deposit - 500 GEL/USD/EUR

  • Minimum balance required for accrual of benefits - 500 GEL/USD/EUR

  • The condition of adding the ammount to the deposit - not allowed

  • Interest accrual – at the end of term, monthly, or pre-payment as decided by customer.

 

Annual interest rate in GEL:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 9.50% 9.00% 8.50%
6-8 10.50% 10.00% 9.50%
9-11 11.00% 10.50% 10.00%
12-17 11.50% 11.00% 10.50%
18-20 11.75% 11.25% 10.75%
21-23 11.85% 11.35% 10.85%
24 12.00% 11.50% 11.00%
 

Effective interest rate in GEL:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5

9.24%

8.85%

8.50%

6-8

10.35%

10.13%

9.96%

9-11

10.80%

10.77%

10.80%

12-17

11.08%

11.40%

11.86%

18-20

11.19%

11.70%

12.42%

21-23

11.15%

11.83%

12.79%

24

11.24%

12.00%

13.09%

Annual interest rate in USD:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 3.50% 3.00% 3.00%
6-8 4.00% 3.50% 3.30%
9-11 4.50% 4.00% 3.80%
12-17 5.00% 4.50% 4.30%
18-20 5.25% 4.75% 4.55%
21-23 5.40% 4.90% 4.70%
24 5.50% 5.00% 4.80%
 

Effective interest rate in USD:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5

2.30%

1.81%

1.82%

6-8

3.25%

2.78%

2.61%

9-11

3.94%

3.50%

3.36%

12-17

4.58%

4.21%

4.14%

18-20

4.85%

4.53%

4.51%

21-23

5.00%

4.73%

4.75%

24

5.09%

4.84%

4.89%

Annual interest rate in EURO:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 1.75% 1.50% 1.30%
6-8 2.25% 1.75% 1.60%
9-11 2.75% 2.25% 2.10%
12-17 3.25% 2.75% 2.60%
18-20 3.50% 3.00% 2.85%
21-23 3.65% 4.15% 3.00%
24 3.75% 4.25% 3.10%

 

Effective interest rate in EURO:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5

0.55%

0.30%

0.10%

6-8

1.50%

1.00%

0.86%

9-11

2.20%

1.71%

1.58%

12-17

2.86%

2.42%

2.31%

18-20

3.15%

2.73%

2.64%

21-23

3.32%

2.92%

2.85%

24

3.42%

3.03%

2.98%

 

Deposit Certificate 

  • Opening of the deposit/service - free 
  • Minimum period - 3 months 
  • Maximum Period - 24 months 
  • Deposit currency - GEL/USD/EUR
  • The minimum amount required to open the deposit - 1000 GEL/USD/EUR
  • Minimum balance required for accrual of benefits - 1000 GEL/USD/EUR
  • Alienation fee - 0,1% of the value of the alienated certificate
  • Early withdrawal fee - Interest rate of Certificate + 4%;

 

Annual interest rate in GEL:

Deposit term

Discount

Interest

3-5

10.00%

9.50%

6-9

11.00%

10.50%

9-11

11.50%

11.00%

12-17

12.00%

11.25%

18-20

12.25%

11.30%

21-23

12.35%

11.55%

24

12.50%

12.00%

 

Effective interest rate in GEL:

Deposit term

Discount

Interest

3-5

9.51%

9,13%

6-8

10.70%

10.51%

9-11

11.19%

11.19%

12-17

11.48%

11.59%

18-20

11.59%

11.68%

21-23

11.54%

11.93%

24

11.63%

12.49%

Annual interest rate in USD:

Deposit term

Discount

Interest

3-5

4,00%

3.75%

6-8

4.50%

4.25%

9-11

5.00%

4.75%

12-17

5.50%

5.25%

18-20

5.75%

5.50%

21-23

5.90%

5.65%

24

6.00%

5.75%

 

Effective interest rate in USD:

Deposit term

Discount

Interest

3-5

2.20%

1.96%

6-8

3.37%

3.16%

9-11

4.16%

3.99%

12-17

4.88%

4.80%

18-20

5.17%

5.15%

21-23

5.34%

5.36%

24

5.43%

5.49%

Annual interest rate in EURO:

Deposit term

Discount

Interest

3-5

2.25%

2.05%

6-8

2.75%

2.55%

9-11

3.25%

3.05%

12-17

3.75%

2.55%

18-20

4.00%

3.65%

21-23

4.15%

3.68%

24

4.25%

3.70%

 

Effective interest rate in EURO:

Deposit term

Discount

Interest

3-5

0.33%

0.13%

6-8

1.54%

1.35%

9-11

2.36%

2.19%

12-17

3.14%

3.01%

18-20

3.45%

3.20%

21-23

3.64%

3.30%

24

3.75%

3.33%

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