MasterCard Gold

Visa Gold allows you to receive VIP service throughout the world and various discounts offered from various retail or service outlets. 

  • High limits for cash withdrawal and settlement;

  • SMS  messages on the transaction performed through the card;

  • Terabank's card holders can transfer funds to any card of Terabank through the ATM;

  • Card operations security service;



Accumulate terabytes from terabank and pay for utilities free of charge or fill in the  mobile account!

Get involved with the Loyalty program:

On every GEL 5 transaction – get 1 terabyte

To every amount more by GEL 1 - 1 more terabyte will be added


  • Six lari transaction = 1+1 terabytes
  • Nine Lari transaction = 1+4 terabytes
  • Transactions of 1000 GEL or above = 996 terabytes, which is the maximum amount of accrued points. (1 terabyte is for the initial 5 GEL, while the remaining 995 GEL = 995 terabytes)
  • 300  terabytes = GEL 1


Open the term deposit in the amount of 10,000 units and for minimum 12 months and request Visa Gold free of charge, on which the credit limit (overdraft) will be allowed. 


Plastic card issuance and service rates

Card Validity 2 years
Card Issuance fee GEL 100

Swift card issuance fee 

cost of the card + GEL 25 

Minimum balance Not requested
Multi-currency account GEL / USD/ EUR / GBP

Service fee for the amounts transferred from the

internet sites, or the refunded amounts from

the operations performed through terminals abroad 


Fee for change of the daily limit of cash withdrawal from ATM 

(maximal term is 1 month) 


Daily limits for cash withdrawal and settlement

Contactless operation GEL 100
From ATM GEL 10,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 30,000 or its equivalent
From another bank GEL 100,000 or its equivalent

Cash withdrawal and settlement fees

In case of cash withdrawal in GEL from terabank’s branch 

0.2% min. GEL 0.5

In case of cash withdrawal in foreign currency  from terabank’s branch 

0.50% min. GEL 1

Cash withdrawal through plastic card from ATM of a terabank

0.2% min. Gel 0.6 *

Fee for payment through POS terminal


Cash withdrawal through plastic card from ATM of a partner bank


0.2% min. GEL 0.6*

Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)

2% min. USD 3.5 

Cash withdrawal from partner bank

0.6% min. GEL 0.6

Cash withdrawal from the other bank

2.5%  min. USD 3.5

*Liberty Bank

Card services Safety/Insurance

Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term                                                                                    Equals to Card validity term
Transactions fullfilled without PIN or Chip (above GEL 50)  GEL 2000 GEL 5000  GEL 8000 GEL 10000 GEL 25000
Internet transactions  GEL 500 GEL 800 GEL 1100 GEL 3000 GEL 7000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1200 GEL 2500
Number of operations reimbursed 10 illegal operations

Standard terms and conditions for performance of terabank’s banking operations: see at the following link

Cards General Guideliens

ATM Location


Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card online.

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.


Application Form

Security Code