MasterCard Gold

Visa Gold allows you to receive VIP service throughout the world and various discounts offered from various retail or service outlets. 

  • High limits for encashment and settlement;

  • SMS  messages on the transaction performed through the card;

  • Terabank's card holders can transfer funds to any card of Terabank through the ATM;

  • Card operations security service;



Accumulate terabytes from terabank and pay for utilities free of charge or fill in the  mobile account!

Get involved with the Loyalty program:

On every GEL 5 transaction – get 1 terabyte

To every amount more by GEL 1 - 1 more terabyte will be added


  • Six lari transaction = 1+1 terabytes
  • Nine Lari transaction = 1+4 terabytes
  • Ten Lari transaction = 996 terabytes  (1 terabyte is of the first GEL 5, while the following GEL 995 = 995 terabytes).
  • 300  terabytes = GEL 1


Open the term deposit in the amount of 10,000 units and request Visa Gold free of charge, on which the credit limit (overdraft) will be allowed. 


Card Validity 2 years
Card Issuance fee GEL 100
Minimum balance Not requested
Multi-currency account GEL / USD/ EUR / GBP

Service fee for the amounts transferred from the

internet sites, or the refunded amounts from

the operations performed through terminals abroad 



Daily limits for cash withdrawal and settlement  
Contactless operation GEL 50
From ATM GEL 10,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 30,000 or its equivalent
From another bank GEL 100,000 or its equivalent


*From April 4 ATM daily cash limit one-time change fee is 5 GEL. Change can be affected for maximum 1 month only.


In case of encashment in GEL from terabank’s branch 

0.2% min. GEL 0.5

In case of encashment in foreign currency  from terabank’s branch 

0.50% min. GEL 1

Encashment through plastic card from ATM of a terabank

0.2% min. Gel 0.6 *

Fee for payment through POS terminal


Encashment through plastic card from ATM of a partner bank


0.60% min. GEL 0.6*

1% min. USD 1 **

Encashment through plastic card from any bank’s ATM (inside and outside of the country)

2% min. USD 3 

Encashment from Liberty Bank 

0.6% min. GEL 0.6

Encashment from the other bank

2.5%  min. USD 3.5

*Liberty Bank  **TBC Bank


Card Safety/Insurance Services 


Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term                                                                                    Equals to Card validity term
Transactions fullfilled without PIN or Chip (above GEL 40)  GEL 2000 GEL 5000  GEL 8000 GEL 10000 GEL 25000
Internet transactions  GEL 500 GEL 800 GEL 1100 GEL 3000 GEL 7000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1200 GEL 2500
Number of operations reimbursed 10 illegal operations


Cards General Guideliens

ATM Location

Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card online.

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.


Application Form

Security Code