Visa Gold allows you to receive VIP service throughout the world and various discounts offered from various retail or service outlets.
-
High limits for encashment and settlement;
-
SMS messages on the transaction performed through the card;
-
Terabank's card holders can transfer funds to any card of Terabank through the ATM;
-
Card operations security service;
Terabytes
Accumulate terabytes from terabank and pay for utilities free of charge or fill in the mobile account!
Get involved with the Loyalty program:
On every GEL 5 transaction – get 1 terabyte
To every amount more by GEL 1 - 1 more terabyte will be added
- Six lari transaction = 1+1 terabytes
- Nine Lari transaction = 1+4 terabytes
- Ten Lari transaction = 996 terabytes (1 terabyte is of the first GEL 5, while the following GEL 995 = 995 terabytes).
- 300 terabytes = GEL 1
Open the term deposit in the amount of 10,000 units and for minimum 12 months and request Visa Gold free of charge, on which the credit limit (overdraft) will be allowed.
Plastic card issuance and service rates
| Card Validity |
2 years |
| Card Issuance fee |
GEL 100 |
|
Swift card issuance fee
|
cost of the card + GEL 25
|
| Minimum balance |
Not requested |
| Multi-currency account |
GEL / USD/ EUR / GBP |
|
Service fee for the amounts transferred from the
internet sites, or the refunded amounts from
the operations performed through terminals abroad
|
2% |
|
Fee for change of the daily limit of cash withdrawal from ATM
(maximal term is 1 month)
|
5 GEL |
Daily limits for cash withdrawal and settlement
| Contactless operation |
GEL 50 |
| From ATM |
GEL 10,000 or its equivalent* |
| At Terabank |
Unlimited |
| In case of payment |
GEL 30,000 or its equivalent |
| From another bank |
GEL 100,000 or its equivalent
|
Cash withdrawal and settlement fees
|
In case of encashment in GEL from terabank’s branch
|
0.2% min. GEL 0.5
|
|
In case of encashment in foreign currency from terabank’s branch
|
0.50% min. GEL 1
|
| Encashment through plastic card from ATM of a terabank |
0.2% min. Gel 0.6 *
|
|
Fee for payment through POS terminal
|
0%
|
|
Encashment through plastic card from ATM of a partner bank
|
0.60% min. GEL 0.6*
1% min. USD 1 **
|
|
Encashment through plastic card from any bank’s ATM (inside and outside of the country)
|
2% min. USD 3
|
|
Encashment from Liberty Bank
|
0.6% min. GEL 0.6
|
|
Encashment from the other bank
|
2.5% min. USD 3.5
|
*Liberty Bank **TBC Bank
Card services Safety/Insurance
| Service |
Standard |
Premium |
Premium Plus |
Gold |
Gold Plus |
| Annual Fee |
GEL 5 |
GEL 10 |
GEL 15 |
GEL 25 |
GEL 50 |
| Card Insurance Term |
Equals to Card validity term |
| Transactions fullfilled without PIN or Chip (above GEL 40) |
GEL 2000 |
GEL 5000 |
GEL 8000 |
GEL 10000 |
GEL 25000 |
| Internet transactions |
GEL 500 |
GEL 800 |
GEL 1100 |
GEL 3000 |
GEL 7000 |
| Authorization-free transactions |
GEL 200 |
GEL 500 |
GEL 800 |
GEL 1200 |
GEL 2500 |
| Number of operations reimbursed |
10 illegal operations |
Standard terms and conditions for performance of terabank’s banking operations: see at the following link
Cards General Guideliens
ATM Location
Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card .
In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50. Terabank call center operates 24 hours.