Visa Business

Visa Business is for the organization, which enables to manage funds of the organization easily both in Georgia and abroad.

  • To control the performed transactions

  • Make purchases through the internet

  • Payment in any part of the world

  • Terabank's card holders can transfer funds to any card of Terabank through the ATM

  • Card operations security service.



Accumulate terabytes from terabank and pay for utilities free of charge or fill in the mobile account!

Get involved with the Loyalty program:

On every GEL 5 transaction – get 1 terabyte

To every amount more by GEL 1 - 1 more terabyte will be added


  • Six lari transaction = 1+1 terabytes
  • Nine Lari transaction = 1+4 terabytes
  • Transactions of 1000 GEL or above = 996 terabytes, which is the maximum amount of accrued points(1 terabyte is for the initial 5 GEL, while the remaining 995 GEL = 995 terabytes)
  • 300  terabytes = GEL 1
Plastic card issuance and service rates
Card Validity 2 years
Annual Fee GEL 130
Minimum balance Not requested
Multi-currency account        GEL / USD/ EUR / GBP    

Service fee for the amounts transferred from the

internet sites, or the refunded amounts from

the operations performed through terminals abroad 


fee for changing the limit



Daily limits for cash withdrawal and settlement  
From ATM GEL 10,000 or its equivalent*
At terababank Unlimited
In case of payment                     GEL 30,000 or its equivalent
From another bank GEL 100,000 or its equivalent


Cash withdrawal and settlement fees 

In case of encashment in GEL from terabank’s branch 

0.2% min. GEL 0.5

In case of encashment in foreign currency  from terabank’s branch 

0.50%  min GEL 1

Encashment at the own bank within the framework of the existing cash-desk balance. 

Encashment through plastic card from ATM of a terabank

0.2% min. Gel 0.6 *

Payment through POS terminal 0%

Encashment through plastic card from ATM of a partner bank

0.60% min. GEL 0.6*
1% min. USD 1 **
Cash withdrawal from any bank’s ATM (Inside and outside of the country) 2% min. USD 3 
Cash withdrawal from Liberty Bank 

0.6% min. GEL 0.6*

Cash withdrawal from the other bank 2.5%  min. USD 3.5


  • According to  the implemented changes, customer, depositing the amount at the card account in cash, then withdraws the amount from ATM or uses the terminal at another bank to draw down the cash, the cash-desk balance will be reduced for him/her within the framework of the withdrawn amount (the amount, deposited in cash by customer and in case of cash withdrawal by customer from the card account at a branch of terabank, withdrawal fee will be deducted, if the customer has fully utilized the cash-desk’s limit. 



*Liberty Bank  

**TBC Bank 


Card Safety/Insurance Services 

Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term                                                                                    Equals to Card validity term
Transactions fullfilled without PIN or Chip (above GEL 40)  GEL 2000 GEL 5000  GEL 8000 GEL 10000 GEL 25000
Internet transactions  GEL 500 GEL 800 GEL 1100 GEL 3000 GEL 7000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1200 GEL 2500
Number of operations reimbursed 10 illegal operations


Cards General Guideliens

ATM Location



In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.


Application Form

Security Code