Visa Gold

Pay with Visa Gold and enjoy special offers from premium partners


Complete list of Premium Partners and Discounts

Chronograph 8%  
Safilo Optics 5%  
Master Sport 3-20%  
Voulez-Vous 5%  
Rooms Hotel Kazbegi 15%  
Holiday Inn Tbilisi 15%  
Roayl Batoni 7%  
Chateau Mere 7%  
Kopala 5%  
Zarapxana 5%  
Home Angels 5%  
Pepela 5%  
Samoseli Pirveli 5%  
Azarphesha 5%  
Tegeta Motors 5%  
Dzveli Sakhli 10%  
Azzato 10%  
Bellhouse 10%  
Dessange 10%  


  • Visa Gold allows you to receive VIP service throughout the world and various discounts offered from various retail or service outlets. 
  • High limits for cash withdrawal and settlement;

  • SMS  messages on the transaction performed through the card;

  • Terabank's card holders can transfer funds to any card of Terabank through the ATM;

  • Card operations security service;

Open the term deposit in the amount of unit 10,000 or its equivalent and for minimum 12 months and request Visa Gold free of charge, on which the credit limit (overdraft) will be allowed





Accumulate terabytes from terabank and pay for utilities free of charge or fill in the mobile account!

Get involved with the Loyalty program:

On every GEL 5 transaction – get 1 terabyte 

To every amount more by GEL 1 - 1 more terabyte will be added 


  • Six lari transaction= 1+1 terabytes
  • Nine lari transaction  = 1+4 terabytes
  • Transactions of 1000 GEL or above = 996 terabytes, which is the maximum amount of accrued points(1 terabyte is for the initial 5 GEL, while the remaining 995 GEL = 995 terabytes)
  • 300  terabytes = GEL 1 


Plastic card issuance and service rates

Card Validity

2 years

Card Issuance fee

GEL 100

Swift card issuance fee 

cost of the card + GEL 25 

Minimum balance

Not requested

Multi-currency account


 Service fee for the amounts transferred from

the internet sites, or the refunded amounts from

the operations performed through terminals abroad 


Fee for change of the daily limit of cash withdrawal from ATM 

(maximal term is 1 month) 


Daily limits for cash withdrawal and settlement

Contactless operation

GEL 50

From ATM

GEL 10,000 or its equivalent*

At Terabank


In case of payment     

GEL 30,000 or its equivalent

At another bank   

GEL 100,000 or its equivalent  

Cash withdrawal and settlement fees

In case of cash withdrawal in GEL from terabank’s branch 

0.2% min. GEL 0.5

In case of cash withdrawal in foreign currency  from terabank’s branch 

0.50% min. GEL 1

Cash withdrawal through plastic card from ATM of a terabank

0.2% min. Gel 0.6 *

Fee for payment through POS terminal


Cash withdrawal through plastic card from ATM of a partner bank


0.2% min. GEL 0.6*

Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)

2% min. USD 3.5 

Cash withdrawal from partner bank

0.6% min. GEL 0.6

Cash withdrawal from the other bank

2.5%  min. USD 3.5

*Liberty Bank 

Card services Safety/Insurance




Premium Plus


Gold Plus

Annual Fee


GEL 10

GEL 15

GEL 25

GEL 50

Card Insurance Term

                                                                                   Equals to Card validity term

Transactions fullfilled without PIN or Chip (above GEL 50) 

GEL 2000

GEL 5000

 GEL 8000

GEL 10000

GEL 25000

Internet transactions

 GEL 500

GEL 800

GEL 1100

GEL 3000

GEL 7000

Authorization-free transactions

GEL 200

GEL 500

GEL 800

GEL 1200

GEL 2500

Number of operations reimbursed

10 illegal operations

Standard terms and conditions for performance of terabank’s banking operations: see at the following link

Cards General Guideliens

ATM Location


Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card online.

In case of card loss, please contact Terabank  immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.

Open the term deposit in the amount of 10,000 units and request Visa Gold free of charge, on which the credit limit (overdraft) will be allowed. 



Application Form

Security Code