Mortgage Loans

Terms for Standard Mortgage Loan
Annual Interest Rate From Refinancing Rate+4,5% - GEL, from 7,5% - USD/EURO 
Effective Interest Rate From Refinancing Rate+5,35% - GEL; from 7,9% in USD/EUR
Loan Amount Minimum: 1,000 units*

Maximum: discussed individually

Loan Term Minimum: 6 months
Maximum: 180 months
Currency GEL, USD, EUR
Purpose Purchase / construction / renovation of real estate 
Minimum Income GEL 300 (Equivalent in USD and EUR)
Collateral Real Estate
Contribution in case of purchase of real estate From 0% (fixed as per the liquidation value of the property)

**If Loan amount is less than 100,000 GEL (Equ. in other currency) the loan may be issued only in GEL

The loan is disbursed to residents of Georgia, as well as non-resident persons. The loan is disbursed to non-resident persons within the terms of the business contract applicable in Georgia.

Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.


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