Credit Line

Terabank offers the credit line within the pre-approved limit. If you are often in need of short-term finance for the purchase of working capital, due to the specific features of your business, in particular:

  • Periodically utilize and repay the loan as per the business needs
  • Finance the working capital
  • Save the interest



Interest Rate

National Bank Ref, interest rate from + 2.5% (effective from 13%)

USD from 7% (effective from 7.25%)

EUR from 6% (effective from 6.25%)


Max. 12 months

Disbursement Fee

From 0.5%

Credit Verification in Credit Info

18 GEL

Guarantee Fee for Unsecured Loans

Up to 5,000 GEL per month

Up to 20,000 GEL per month 5 GEL

Interest Rate on the Unutilized Part of the Credit Line 2%


See the registration / termination fee at the link *

See the other contractual terms under the specific financial product header

* Collateral registration / termination fee applies only to secured loans


Application Form

Security Code