Simplified Mortgage to Buy a Home

If you intend to purchase a new home from a real estate development company or would like to replace an existing internal installment payment scheme with a loan, then our new and innovative product from Terabank is for you.

Customers will be able to obtain the simplified mortgage loan without having their income paid into a banking account. In order to qualify for the amount needed for a property purchase, you must check the following two boxes:  have 20% of the total price of the apartment and have a positive loan or internal installment repayment history.

Terms for Simplified Mortgage
Loan amount

   min - 1,000 GEL


Loan term

   min - 6 months

   max - 12 Years

Loan currency


Anual interest rate

GEL – from +5% to re-financing rate 

Effective interest rate

GEL-from 14.9%  

loan repayment rate

  equal monthly installments


  Real estate

Loan disbursement fee

Fee for searching the information on not being allocated in the Credit Info base  18 GEL

Contribution in case of purchase of real estate

  30 % 



Application Form

Security Code