Visa Classic

Visa Classic enables you to use the funds on your card account in Georgia as well as in any country of the world, to make payments at retail and service outlets.

  • High limits for cash withdrawals

  • Unlimited on-line payments

  • SMS  messages on the transaction performed through the card

  • Terabank's card holders can transfer funds to any card of Terabank

  • through the ATM

  • Card operations security service

  • Contactless (without pin code) operation services.

Open the term deposit of up to 10,000 units and request Visa Classic free of charge, on which the credit (overdraft) limit is allowed.


Plastic card issuance and service rates

Card Validity 2 years
Card Issuance fee GEL 30

Card upgrade (due to loss/damage)

GEL 30

Swift card issuance fee 

cost of the card + GEL 30 

Minimum balance Not requested
Multi-currency account       GEL / USD/ EUR / GBP

Service fee for the amounts transferred from

the internet sites, or the refunded amounts

from the operations performed through terminals abroad 


Fee for change of the daily limit of cash withdrawal from ATM (maximal term is 1 month) 


Pin Code Recovery Fee 5 GEL

Daily limits for cash withdrawal and settlement

Contactless operation GEL 100
From ATM GEL 5,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 10,000 or its equivalent
From another bank GEL 30,000 or its equivalent

Cash withdrawal and settlement fees

In case of cash withdrawal in GEL from terabank’s branch 

0.40% min. GEL 0.5

In case of cash withdrawal in foreign currency  from terabank’s branch 

0.60% min. GEL 1

Cash withdrawal through plastic card from ATM of a terabank*

0.2% min. Gel 0.6 

Fee for payment through POS terminal      0%

Cash withdrawal through plastic card from ATM of a partner bank*

0.2% min. GEL 0.6

Cash withdrawal from partner bank*

0.6% min. GEL 0.6

Cost of the card transaction appeal service for each transaction**

15 USD

Cash withdrawal from the other bank 2.5%  min. USD 3.5

Transfer to terabank card via terabank ATM

0.1% min. GEL 0.5

Card payment fee


Placement of  the card on the local Stop List 


Placement of the card on the international Stop List (for 2 weeks)

40 USD

Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)***

2% min. USD 3.5 

Transaction Conversion Fee for Transactions made in a Currency other than the Currency of the Card Account


*Liberty Bank 

**In the case of reimbursement by insurance, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by the bank. 

ATM Location


*** The client can be charged by ATM cash withdrawal fee when withdraw money abroad. This fee set by the ATM acquiring bank for which Terabank is not responsible. During withdrawing, the client receives notification at the ATM’s screen regarding acquiring fee and question if client wants to perform further cash withdrawal operation.

If the client continues the process of cash withdrawal - it automatically means that client accepts the ATM acquiring fee which displayed on the ATM screen.


Cards General Guideliens

Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card online.

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.

Standard terms and conditions for performance of terabank’s banking operations: see at the following link

Application Form

Security Code