Universal Deposit

Universal deposit allows you to withdraw the amount once a month without losing the interest and in case of withdrawal more than once, the interest applicable for the saving deposit will still be accrued on you. In addition, you may add the amount at any time you wish in an unlimited amount.

Deposit terms:

  • Deposit opening - free

  • Deposit term - termless

  • Deposit currency - GEL, USD, EURO

  • Minimal amount for deposit opening - 5 units*

  • Adding the amount to the deposit - unlimited

  • Interest accrual frequency - at the end of every month

  • Necessary minimal balance for interest accrual - 500 units

  • Interest accrual - at the end of every month, in consideration of the existing balance at the account, at the end of the term.

In accordance with the current rates for cash withdrawal fees from the account, see the link

*Effective interest rate is calculated on the condition of placing 1,000 units in cash in the deposit.

Annual Interest Rates:

5.00% 1.10% 0.50%


Effective Interest Rates:

3.86% -1.96% -2.55%




Application Form

Security Code