Universal Deposit

Universal deposit allows you to withdraw the amount once a month without losing the interest and in case of withdrawal more than once, the interest applicable for the saving deposit will still be accrued on you. In addition, you may add the amount at any time you wish in an unlimited amount.

Deposit terms:

  • Deposit opening - free

  • Deposit term - termless

  • Deposit currency - GEL, USD, EURO

  • Minimal amount for deposit opening - 5 units*

  • Adding the amount to the deposit - unlimited

  • Interest accrual frequency - at the end of every month

  • Necessary minimal balance for interest accrual - 500 units

  • Interest accrual - at the end of every month, in consideration of the existing balance at the account, at the end of the term.

  • Interest accrued on the deposit as per your wish will be transferred to the current, card or deposit accounts.

*Effective interest Rate is calculated on 5,000 unit.

Annual Interest Rates:

GEL USD EURO
5.00% 2.25%** 0.65%

 

Effective Interest Rates:

GEL USD EURO
4.79% 1.65% 0.048%

 

**Mentioned interest rate will be reduced by 0,5% from 01 December 2017.

 

Application Form

Security Code