Visa Electron

Visa Electron allows using the existing amounts at your card account in Georgia, as well as in any country of the world, as well as making free payment at the retail and servicing outlets.

  • SMS  messages regarding the performed transactions through the card

  • Terabank’s card holders can transfer the amount to any card of Terabank through the ATM

  • Safe card operations service

  • Contactless (without pin code) operation services.


Plastic card issuance and service rates
Card validity 2 years
4 years
Card issuance fee 2 years: GEL 10
4 years: GEL 20
Minimal balance Not requested
Multi-currency account GEL / USD/ EUR / GBP

Service fee for the amounts transferred

from the internet sites, or the refunded amounts

from the operations performed through terminals abroad 



Daily limits for cash withdrawal and settlement  
Contactless operation GEL 50
From ATM GEL 2,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 5,000 or its equivalent
At another bank    GEL 10,000 or its equivalent    

*From April 4 ATM daily cash limit one-time change fee is 5 GEL. Change can be affected for maximum 1 month only.

Cash withdrawal and settlement fees 

In case of encashment in GEL from terabank’s branch 

0.2% min. GEL 0.5

In case of encashment in foreign currency  from terabank’s branch

0.50% min. GEL 1

Encashment through plastic card from ATM of a terabank

0.2% min. Gel 0.6 *

Commission for using POS terminal 0%

Encashment through plastic card from ATM of a partner bank

0.60% min. GEL 0.6*
1% min. USD 1 **
Encashment through plastic card from any bank’s ATM (inside and outside of the country) 2% min. USD 3 
Encashment from Liberty Bank

0.6% min. Gel 0.6 

Encashment from the other bank 2.5%  min. USD 3.5

*Liberty Bank  ** TBC Bank


Card services Safety/Insurance

Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term                                                                                    Equals to Card validity term
Transactions fullfilled without PIN or Chip (above GEL 40)  GEL 2000 GEL 5000  GEL 8000 GEL 10000 GEL 25000
Internet transactions  GEL 500 GEL 800 GEL 1100 GEL 3000 GEL 7000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1200 GEL 2500
Number of operations reimbursed 10 illegal operations


Cards General Guideliens

ATM Location

Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card online.

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.

Application Form

Security Code