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Credit Card

 

Credit card NEXT allows you to use the pre-approved limit and to refund the spent amount without charging interest.   

  • Grace period – up to 55 days

  • Refund program

  • Minimal monthly installments – 5% of the spent amount

  • Terabank's card holders can transfer the amount to any card of Terabank through ATM;

 

Credit limit repayment terms:

Credit limit repayment can be made in two ways:

  • Full repayment for using 0% credit

  • Repayment through minimal installments – by charging interest

 

Credit Card conditions during the promotion:
Card validity 2 years
Annual Interest Rate From 29% in GEL 
Effective Interest Rate From 28.97 %
Credit Limit Term 4 years
Credit Limit Currency GEL 
Credit Limit Approval Fee 0%
Annual Service Fee Visa Classic: GEL 35
Visa Platinum: GEL 85
Credit Limit Volume Minimum: GEL 
Maximum: GEL 17,000

 

Daily limits for cash withdrawal and settlement  
Contactless operation GEL 50
From ATM GEL 10,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 30,000 or its equivalent
At another bank    GEL 30,000 or its equivalent    
 

 

Cash Withdrawal Fees
From Terabank ATM 3% Minimum USD 3 (relevant equivalent)
In Terabank 3.5% Minimum USD 3.5 (relevant equivalent)
Payment through POS terminal 0%
Payment of utilities from ATM 0%

Cash Withdrawal from ATM of a Partner Bank

 3.5%, min. USD 5 (relevant equivalent)*
3.5%, min. USD/GEL 5 (relevant equivalent)* 
Cash Withdrawal from any bank’s ATM (inside of the country) 3.5%, min. USD 5 (relevant equivalent)
Cash Withdrawal from any other bank’s ATM (outside of the country) 3.5%, min. USD 5 (relevant equivalent)
Cash Withdrawal from a partner bank 4% min. USD 4 (relevant equivalent)*
Cash Withdrawal from the other bank 4% min. USD 4 (relevant equivalent)

Card Safety/Insurance Services 

Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term                                                                                    Equals to Card validity term
Transactions fullfilled without PIN or Chip (above GEL 40)  GEL 2000 GEL 5000  GEL 8000 GEL 10000 GEL 25000
Internet transactions  GEL 500 GEL 800 GEL 1100 GEL 3000 GEL 7000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1200 GEL 2500
Number of operations reimbursed 10 illegal operations

*Liberty Bank   *TBC Bank

 
 

Cards General Guideliens

ATM Location

 

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.

 

 

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