Next Card Type |
Visa Classic/MC Standard/Visa Platinum/Visa Infinity* |
Card validity |
2 years |
Card Issuance fee
|
free |
Card upgrade (due to loss/damage)
|
Visa Classic/MC standard - GEL 30
Visa Platinum - GEL 85
Visa Infinity - GEL 85
|
Swift card issuance fee
|
cost of the card + GEL 25
|
Annual Interest Rate |
From 29% in GEL |
Effective interest rate in case of full repayment of the limit once a month* |
0,7% |
Effective interest rate in case of repayment through minimal installments* |
34,7% |
Credit Limit Term |
4 years |
Credit Limit Currency |
GEL |
Credit Limit Approval Fee |
0% |
Annual Service Fee |
- Classic/Standard - up to 500-850 GEL within the limit - 20 GEL
- Classic/standard - above 850 GEL - 35 GEL annually
- Platinum - 85 GEL per year
- Infinity - 85 GEL every year
|
Credit Limit Volume |
Next card: 500- 17 000 GEL***
Next Up card: 500 - 5000 GEL |
Service fee for the amounts transferred from
the internet sites, or the refunded amounts from
the operations performed through terminals abroad
|
Visa Classic/MasterCard Standard/Visa Platinum/Visa Infinity - 2% |
Pin Code Recovery |
Visa Classic/MasterCard standard/Visa Platinum/Visa Infinity - GEL 5 |
Fee for change of the daily limit of cash withdrawal from ATM (maximal term is 1 month)
|
5 GEL |
Cost of card transaction appeal service, for each transaction** |
USD 15 |
Placement of the card on the local Stop List
|
Free |
Placement of the card on the international Stop list (for 2 weeks)
|
40 USD |
*Effective interest rate of the credit card has been counted by calculating on GEL 5,000 limit.
It is asumed that the borrower uses the credit card for payment purposes.
**In the case of reimbursement by insurance, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by the bank.
***The maximum limit for Visa Classic / MasterCard standard is from 500 to 5,000 GEL, and for Visa Platinum and Visa Infinity from 1,000 to 17,000 GEL.