Visa Platinum

Pay with Visa Platinum and enjoy special offers from premium partners


Complete list of Premium Partners and Discounts

Chronograph 10%  
Safilo Optics 10%  
Master Sport 5-25%  
Voulez-Vous 10%  
Rooms Hotel Kazbegi 20%  
Holiday Inn Tbilisi 20%  
Roayl Batoni 10%  
Chateau Mere 10%  
Kopala 10%  
Zarapxana 5%  
Home Angels 10%  
Pepela 7%  
Samoseli Pirveli 10%  
Azarphesha 10%  
Tegeta Motors 10%  
Dzveli Sakhli 15%  
Azzato 15%  
Bellhouse 15%  
Dessange 15%  


Visa Platinum Card is the super class plastic card, which allows you to receive Premium class service throughout the world.  Card holders enjoy the individual credit limits the special rates for VIP customers.

  • Discounts at various retail or service outlets throughout the world

  • High limits for encashment and settlement

  • SMS  messages on the transaction performed through the card

  • Terabank's card holders can transfer funds to any card of Terabank through the ATM

  • Card operations security service.

  • Open the term deposit in the amount of USD 100,000 or its equivalent and request Visa platinum free of charge, on which the credit limit (overdraft) will be allowed



Accumulate terabytes from terabank and pay for utilities free of charge or fill in the mobile account!

Get involved with the Loyalty program:

On every GEL 5 transaction – get 1 terabyte

To every amount more by GEL 1 - 1 more terabyte will be added


  • Six lari transaction = 1+1 terabytes
  • Nine Lari transaction = 1+4 terabytes
  • Ten Lari transaction = 996 terabytes  (1 terabyte is of the first GEL 5, while the following GEL 995 = 995 terabytes).
  • 300  terabytes = GEL 1


Plastic card issuance and service rates
Card Validity 2 years
Card Issuance fee GEL 250
Minimum balance  Not requested
Annual service fee GEL 50
Multi-currency account GEL / USD/ EUR / GBP

Service fee for the amounts transferred from

the internet sites, or the refunded amounts from

the operations performed through terminals abroad 



Daily limits for cash withdrawal and settlement  
Contactless operation GEL 50
From ATM GEL 15,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 50,000 or its equivalent
At another bank    GEL 100,000 or its equivalent  


*From April 4 ATM daily cash limit one-time change fee is 5 GEL. Change can be affected for maximum 1 month only.

Cash withdrawal and settlement fees 

In case of encashment in GEL from terabank’s branch 

0.2% min. GEL 0.5

In case of encashment in foreign currency  from terabank’s branch 

0.50% min GEL 1

Encashment through plastic card from ATM of a terabank

0.2% min. Gel 0.6 *

Fee for payment through POS terminal 0%
Encashment through plastic card from ATM of a partner bank

0.70% min. GEL 0.9*

1% min. USD 1 **

Encashment through plastic card from any bank’s ATM (inside and outside of the country) 2% min. USD 2 
Encashment from Liberty Bank

0.7% min. GEL  0.9*

Encashment from the other bank 2.5%  min. USD 3.5

*Liberty Bank  *TBC Bank


Card Safety/Insurance Services 

Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term                                                                                    Equals to Card validity term
Transactions fullfilled without PIN or Chip (above GEL 40)  GEL 2000 GEL 5000  GEL 8000 GEL 10000 GEL 25000
Internet transactions  GEL 500 GEL 800 GEL 1100 GEL 3000 GEL 7000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1200 GEL 2500
Number of operations reimbursed 10 illegal operations


Cards General Guideliens

ATM Location

Existing Terabank clients with active card account in case of loss/damage or date expiration may order new card online.

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.




Application Form

Security Code