Term Deposit

Term deposit will allow you to allocate the amount at the deposit for a definite term and get the high rate of interest.

In case of opening the term deposit for one year or over, you will receive the following as a present:

  • Visa Classic - if the deposit amount is from 3,000 up to 10,000 units

  • Vis Gold - if the deposit amount is no less than 10,000 units

  • Dital Pass - if the deposit amount is no less than 5,000 units

 

Deposit Terms:

  • Deposit opening - free

  • Deposit term - from 3 up to 24 months

  • Deposit currency - GEL, USD, EURO

  • Deposit amount - from 500 units*

  • The amount shall not be reduced or increased during the validity period of the agreement

  • Accrued interest can be used on a monthly basis, at the end of the term or in advance

  • In case of breaching the deposit within one month from opening the deposit, no interest shall be accrued on the deposit. In the rest of other cases, the interest applicable by the bank for the saving deposit in the moment of breach. 

*Effective interest Rate is calculated on 5,000 unit.

Annual interest rate in GEL:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 8.50% 8.00% 7.50%
6-8 9.50% 9.00% 8.50%
9-11 10.00% 9.50% 9.00%
12-17 10.50% 10.00% 9.50%
18-20 10.75% 10.25% 9.75%
21-23 10.85% 10.35% 9.85%
24 11.00% 10.50% 10.00%
 

Effective interest rate in GEL:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 8.43% 8.00% 7.60%
6-8 9.49% 9.19% 8.99%
9-11 9.96% 9.78% 9.70%
12-17 10.37% 10.37% 10.61%
18-20 10.39% 10.38% 11.15%
21-23 10.36% 10.77% 11.46%
24 10.38% 10.94% 11.72%

Annual interest rate in USD:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 2.50% 2.00% 1.80%
6-8 3.00% 2.50% 2.30%
9-11 3.50% 3.00% 2.80%
12-17 4.00% 3.50% 3.30%
18-20 4.25% 3.75% 3.55%
21-23 4.40% 3.90% 3.70%
24 4.50% 4.00% 3.80%
 

Effective interest rate in USD:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 2.27% 1.76% 1.56%
6-8 2.87% 2.36% 2.16%
9-11 3.42% 2.91% 2.71%
12-17 3.98% 3.46% 3.26%
18-20 4.25% 3.73% 3.53%
21-23 4.41% 3.90% 3.69%
24 4.52% 4.50% 3.79%

Annual interest rate in EURO:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 0.75% 0.50% 0.30%
6-8 1.25% 0.75% 0.60%
9-11 1.75% 1.25% 1.10%
12-17 2.25% 1.75% 1.60%
18-20 2.50% 2.00% 1.85%
21-23 2.65% 2.15% 2.00%
24 2.75% 2.25% 2.10%

Effective interest rate in EURO:

Deposit term Interest withdrawal at the end of the term Interest withdrawal on a monthly basis Interest withdrawal in advance
3-5 0.51% 0.10% 0.60%
6-8 1.09% 0.60% 0.45%
9-11 1.63% 1.14% 1.98%
12-17 2.16% 1.68% 1.51%
18-20 2.41% 1.95% 1.77%
21-23 2.55% 2.11% 1.92%
24 2.65% 2.21% 2.02%
 

 

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