Visa Royal

Royal Card allows you to dispose your account during 24 hours and receive the existing funds at the deposit from any ATM throughout the world, make payment at retail and service outlets and make on-line payment without any limitation.

  • SMS  messages on the transaction performed through the card

  • Terabank's card holders can transfer funds to any card of Terabank through the ATM

  • Card operations security service.


Plastic card issuance and service rates

Card tipe Visa Classic
Card Validity 2 years
Card Issuance fee Free

Card upgrade (due to loss/damage)

30 GEL

Swift card issuance fee 

cost of the card + GEL 30

Minimum balance Not Requested
Multi-currency account         GEL / USD/ EUR

Service fee for the amounts transferred from

the internet sites, or the refunded amounts

from the operations performed through terminals abroad 


Fee for change of the daily limit of cash withdrawal from ATM

(maximal term is 1 month) 


Pin Code Recovery Fee 5 GEL

Daily limits for cash withdrawal and settlement

Contactless operation GEL 100
From ATM GEL 5,000 or its equivalent*
At Terabank Unlimited
In case of payment      GEL 10,000 or its equivalent
At another bank    GEL 10,000 or its equivalent    

Cash withdrawal and settlement fees

From ATM at Terabank 0.2% min. GEL 0.6 

When withdrawing money in GEL from a terabank branch

0.40% Min. GEL 0,5

When withdrawing money in a foreign currency from a terabank branch

0,60% Min. GEL 1
Fee for payment through POS terminal     0 %

Cash withdrawal through plastic card from ATM of a partner bank*

0.2% min. GEL 0.6

Cash withdrawal from a partner bank's cash-desk*

0.7% Min. 0.6 GEL

Cost of the card transaction appeal service for each transaction**

15 USD

Cash withdrawal from the other bank 1.5%, min. USD 3

Card payment fee


Placement of  the card on the local Stop List


Placement of the card on the international Stop List (for 2 weeks)

40 USD

Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)*** 

2% min. USD 3.5

Transaction Conversion Fee for Transactions made in a Currency other than the Currency of the Card Account 3%


*Liberty Bank 

**In the case of reimbursement by card safety service, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by the bank.


*** The client can be charged by ATM cash withdrawal fee when withdraw money abroad. This fee set by the ATM acquiring bank for which Terabank is not responsible. During withdrawing, the client receives notification at the ATM’s screen regarding acquiring fee and question if client wants to perform further cash withdrawal operation.

If the client continues the process of cash withdrawal - it automatically means that client accepts the ATM acquiring fee which displayed on the ATM screen.


Cards General Guideliens

ATM Location

In case of card loss, please contact Terabank immidiately via telephone: (+995 32) 255 00 00 or mobile: *50 50.  Terabank call center operates 24 hours.

Application Form

Security Code