Consumer Loans

Make your wishes come true!

Purchase any item (furniture, home appliances, cell phone, computer etc.) or finance your or your children’s education through the consumer loan of Terabank.


 

Secured consumer loan terms 
Loan amount

min - 1,000 GEL


max - individualy

Loan maturity

min - 3 months


max - 120 months

Loan currency

GEL, USD, EUR

Annual interest rate

GEL – from +6,50% to re-financing rate 


USD/fixed)-from 8,50%


EURO(fixed)- from 8%

USD (variable) – from +6% to 6 months LIBOR rate


EURO(variable)  - from +5% to 6 months  USD LIBOR rate   

Effective interest rate

Re-financing rate +from 7,75%- in GEL


from 9,10% in USD 


from 8,60% in  EUR

loan repayment rate

equal monthly installments

collateral

Purchase of real estate or movable property (vehicle)

Volume of income

300 GEL (equivalent in foreign currency)

Loan disbursement fee 0.90%
Fee for searching the information on not being allocated in the Credit Info base 10 GEL, 6 USD, 4 EURO 

 

                                                                *The amount less than GEL 100,000(equivalent in foreign currency) is disbursed only in GEL

 

 

Promotion terms- Consumer loan without security 

Loan amount

minimal -  GEL 500


Maximal-  GEL 45,000 

Loan maturity

Minimal : 3 Months


Maximal: 48 months 

Loan currency GEL

Annual interest rate in GEL     

from - 7.5%
Effective interest rate from 15.5%

Volume of income

GEL 300 (equivalent in foreign currency) 

Fee for searching the information on not being allocated in the Credit Info base

10 GEL


 

Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.

Application Form

Security Code