Make your wishes come true!
Purchase any item (furniture, home appliances, cell phone, computer etc.) or finance your or your children’s education through the consumer loan of Terabank.
Secured consumer loan terms |
Loan amount |
min - 1,000 GEL
max - individualy
|
Loan maturity |
min - 3 months
max - 120 months
|
Loan currency |
GEL, USD, EUR
|
Annual interest rate |
GEL – from +6.90% to re-financing rate
USD/fixed)-from 9.50%
EURO(fixed)- from 8.50%
USD (variable) – from +6% to 6 months LIBOR rate
EURO(variable) - from +5% to 6 months USD LIBOR rate
|
Effective interest rate |
from 17.60%- in GEL
from 10.35% in USD
from 9.25% in EUR
|
loan repayment rate |
equal monthly installments
|
collateral |
Purchase of real estate or movable property (vehicle)
|
Volume of income |
300 GEL (equivalent in foreign currency)
|
Loan disbursement fee |
0.90% |
Fee for searching the information on not being allocated in the Credit Info base |
18 GEL, 6 USD, 4 EURO |
*The amount less than GEL 200,000(equivalent in foreign currency) is disbursed only in GEL
Promotion terms- Consumer loan without security |
Loan amount
|
minimal - GEL 500
Maximal- GEL 45,000
|
Loan maturity
|
Minimal : 3 Months
Maximal: 48 months
|
Loan currency |
GEL |
Annual interest rate in GEL
|
from - 10.5% |
Effective interest rate |
from 20.42% |
Volume of income
|
GEL 300 (equivalent in foreign currency) |
Fee for searching the information on not being allocated in the Credit Info base
|
18 GEL |
Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.