Consumer Loans

Make your wishes come true!

Purchase any item (furniture, home appliances, cell phone, computer etc.) or finance your or your children’s education through the consumer loan of Terabank.


Secured consumer Loan
Loan amount 

Minimal - 1,000 units*

Maximal - individually

Loan maturity

Minimal - 3 months

Maximal - 120 months

Annual interest rate in GEL

Re-financing rate + from 6,5%

Annual interest rate in USD and EUR   From 8,5%
Effective interest rate

Re-financing rate +from 7,75%- in GEL, from 9,10% in USD, from 8.9% in EUR

Loan currency GEL, USD, EUR
Loan security Purchase of real estate or movable property (vehicle)
Volume of income GEL 300 (equivalent in foreign currency)


*The amount less than GEL 100,000(equivalent in foreign currency) is disbursed only in GEL


Promotion terms- Consumer loan without security 

Loan amount

minimal -  GEL 500

Maximal-  GEL 50,000 

Loan maturity

Minimal : 3 Month

Maximal: 60 month 

Annual interest rate in GEL     

from - 7.5%
Effective interest rate from 15.5%

Loan currency


Volume of income

GEL 300 (equivalent in foreign currency) 


Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.

Application Form

Security Code