| Loan amount |
min - 1,000 GEL
max - individualy
|
| Loan maturity |
min - 3 months
max - 120 months
|
| Loan currency |
GEL, USD, EUR
|
| Annual interest rate |
GEL – from +6,50% to re-financing rate
USD/fixed)-from 8,50%
EURO(fixed)- from 8%
USD (variable) – from +6% to 6 months LIBOR rate
EURO(variable) - from +5% to 6 months USD LIBOR rate
|
| Effective interest rate |
Re-financing rate +from 7,75%- in GEL
from 9,10% in USD
from 8,60% in EUR
|
| loan repayment rate |
equal monthly installments
|
| collateral |
Purchase of real estate or movable property (vehicle)
|
| Volume of income |
300 GEL (equivalent in foreign currency)
|
| Loan disbursement fee |
0.90% |
| Fee for searching the information on not being allocated in the Credit Info base |
10 GEL, 6 USD, 4 EURO |