Make your wishes come true!
Purchase any item (furniture, home appliances, cell phone, computer etc.) or finance your or your children’s education through the consumer loan of Terabank.
| Secured consumer loan terms |
| Loan amount |
min - 1,000 GEL
max - individualy
|
| Loan maturity |
min - 3 months
max - 120 months
|
| Loan currency |
GEL, USD, EUR
|
| Annual interest rate |
GEL – from +4.70% to re-financing rate
USD(Libor-based variable rate)-from 8.50%
EURO(Libor-based variable rate)- from 7.50% |
| Effective interest rate |
from 15.50%- in GEL
from 9.15% in USD
from 8.07% in EUR
|
| loan repayment rate |
equal monthly installments
|
| collateral |
Purchase of real estate or movable property (vehicle)
|
| Volume of income |
300 GEL (equivalent in foreign currency)
|
| Loan disbursement fee |
0.90% (min.50 units) |
| Fee for searching the information on not being allocated in the Credit Info base |
18 GEL, 6 USD, 4 EURO |
*The amount less than GEL 200,000(equivalent in foreign currency) is disbursed only in GEL
| Promotion terms- Consumer loan without security |
|
Loan amount
|
minimal - GEL 500
Maximal- GEL 45,000
|
|
Loan maturity
|
Minimal : 3 Months
Maximal: 48 months
|
| Loan currency |
GEL |
|
Annual interest rate in GEL
|
from - 10.5% |
| Effective interest rate |
from 16.49% |
|
Volume of income
|
GEL 300 (equivalent in foreign currency) |
| Loan disbursement fee |
2% (min.20 units) |
|
Fee for searching the information on not being allocated in the Credit Info base
|
18 GEL |
Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.