Make your wishes come true!
Purchase any item (furniture, home appliances, cell phone, computer etc.) or finance your or your children’s education through the consumer loan of Terabank.
|
Consumer Loan without Security |
|
Loan Amount |
Minimum: GEL 500
Maximum: GEL 45,000 |
|
Loan Term |
Minimum: 3 months
Maximum: 48 months |
|
Annual Interest Rate in GEL |
From 11%; |
|
Effective Interest Rate |
From 12.5% in Gel, from 8.9% in USD |
|
Loan Currency |
GEL |
|
Income |
GEL 300 (Equivalent in USD and EUR) |
Choose simplified terms to take a loan!
If you decide to present the security, in this case it is not necessary that in order to receive the loan, the income should be transferred to any of the banks.
|
Secured Consumer Loan |
|
Loan Amount |
Minimum: 1,000 units*
Maximum: individually
|
|
Loan Term |
Minimum: 3 Months
Maximum: 120 Months |
|
Annual interest rate in GEL |
From 11%, From Refinancing Rate+3% |
|
Annual interest rate in USD and EURO |
From 8% |
|
Effective Interest Rate |
From 12.8% in Gel, from 9.4% in USD |
|
Loan Currency |
GEL, USD, EUR |
|
Collateral |
Real estate and movable property (vehicle) |
|
Income |
GEL 300 (Equivalent in USD and EUR) |
*If Loan amount is less than 100,000 GEL (Equ. in other currency) the loan may be issued only in GEL
Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.