Loan as per the transfer

For customers, whose salaries are not transferred to a bank, it is no longer a barrier to borrow a loan. At terabank you may take a loan under the transfers extract and have a desirable amount approved within the shortest term.

 

 

Secured consumer  loan as per the transfers

Loan amount

Fixed individually, as per the security and income*

Loan maturity

Maximum - 120 months

Loan currency

GEL, USD, EURO

Annual interest rate

GEL - re-financing rate + 7,5%


USD,EURO- from  10,5% 

Effective interest rate

GEL -  re-financing rate + 9,21%


USD - from 12,70% 


EURO - from 12,69%

Loan repayment term

equal monthly installments

Loan security

Real estate

Income

Swift transfers*

Loan disbursement fee

2% min. 50 units

Fee for searching the information on not being allocated in the Credit Info base

10 GEL/ 6USD/ 4 EURO

 

 

Secured mortgage  loan as per the transfers

Loan amount

Fixed individually, as per the security and income*

Loan maturity

Maximum - 120 months

Loan currency

GEL, USD, EURO

Annual interest rate

GEL - re-financing rate + 6,5%


USD, EURO- from  9,5% 

 

Effective interest rate

GEL -  re-financing rate + 8,05%


USD - from  11,51% 


EURO -from 11,50%

Loan repayment term

equal monthly installments

Loan security

Real estate

Income

Swift transfers*

Loan disbursement fee

2% min. 50 units

Fee for searching the information on not being allocated in the Credit Info base

10 GEL/ 6USD/ 4EURO
 

 

* Income is calculated in accordance with the average transfers for the last six months

1: The amount less than GEL 100,000 can be disbursed only in GEL

 
Loan as per the transfers without security

Loan amount

Blank loan: maximum - GEL 5,000


Loan under guarantee: maximum - GEL 10,000

Loan maturity

Blank loan: 3-12 months


Loan under guarantee: 3-24 months

Loan currency

GEL

Annual interest rate in GEL

From 15%

Effective interest rate

From 17,9%

Loan repayment term

equal monthly installments

Income

Swift transfers

Loan disbursement fee

2% min. 50 units

Fee for searching the information on not being allocated in the Credit Info base

10 GEL

 

* Income is calculated in accordance with the average transfers for the last six months

Application Form

Security Code