Loan as per the transfer

For customers, whose salaries are not transferred to a bank, it is no longer a barrier to borrow a loan. At terabank you may take a loan under the transfers extract and have a desirable amount approved within the shortest term.

 

  Secured loan as per the transfers

Loan amount

Fixed individually, as per the security and income*

Loan currency

GEL, USD, EURO

Loan maturity

Maximum - 120 months

Annual interest rate in GEL

GEL- re-financing rate +15%,

Annual interest rate in USD and EURO

USD – from 16%

EURO – from 16%

Effective interest rate

GEL 25.4%

USD 18.1%

EURO 18.1%

Loan security

Real estate

Income

Swift transfers*

Loan disbursement fee

 

2% min. 50 units

 

 

*  Income is calculated in accordance with the average transfers for the last six months

Note: 1: The amount less than GEL 100,000 can be disbursed only in GEL

 

Loan as per the transfers without security

Loan amount

 

Blank loan: maximum –GEL 5,000


Loan under guarantee: maximum – GEL 10,000

Loan maturity

Blank loan: 3-12 months


Loan under guarantee: 3-24 months

Annual interest rate in GEL

From 24%

Effective interest rate

From 29,8%

Loan currency

GEL

Income

Swift transfers

 

* Income is calculated in accordance with the average transfers for the last six months

Application Form

Security Code