Service Fees

Account opening and Service

Opening the universal account for individuals

Opening the Nominal owner account

Monthly fee for dormant account 

Account service fee for entrepreneurial individuals

GEL 5  *  

GEL 10

GEL 2**

GEL 1 per month

*Fee payment is not applicable for: the employees involved with the bank’s pay-roll project, credit card holders and term depositors;

**The mentioned fee from November 6, 2022 will be GEL 5.

 

 

Transfers

Transfer within the system of Terabank Free
Transfer to another bank in the national currency 0.07%, min. Gel 0.90
Transfer of amount to the other banks USD 0.2%, min.  USD 15, max. USD 500
Transfer of amount to the other banks in EURO and other currency   0.2%, min.  EURO 20, max. EURO 500 (Equivalent in relevant currency) 
Transfer of amount without opening an account to the other banks in national currency 0.1%, min. GEL 1
Transfer of amount without opening an account to the other banks in USD 0.2%, min. USD 20, max. USD 500 
Transfer of amount without opening an account to the other banks in EURO and foreign currency  0.2%, min. EURO 20, max. EURO 500

Fast transfer to other banks - in national currency*

Up to 5,000 GEL - Fix. 1 GEL

From 5,000 GEL - Fix. 2 GEL

Transfer of amount  to the bank’s recipient’s account with the guarantee of full transfer of the amount     

35 USD

25.00 EUR

5.00 GBP

20.00 CHF

30.00 RUB
Making changes to the completed transfer 50 USD/EUR

Retrieving the transferred amount

50 USD/EUR

Cancellation of completed transfer

50 USD/EUR

Transfer through telephone number * 

For the amount transferred up to 50 GEL - free

above 50 GEL - 1 GEL

 

*In the case of a fast transfer, if the transfer is made before 17:50 of the business day, the recipient will be charged the same day. The operation will be performed in 15 minutes.

Important information: 

We inform you that according to the bank's internal policy, it is prohibited to carry out transactions directly/indirectly related to sanctioned countries, including Iran. This also means transportation of goods through the territory of the same country, or settlement related to such trade operations, where the counterparty, the country of origin or transportation of the goods is Iran or related to Iran.

Please select non-sanctioned countries as the transportation route and bring relevant documentation to confirm this. Otherwise, the transfer may be delayed until details are clarified or blocked by intermediary banks.

Additionally, the bank reserves the right, regardless of the purpose and amount of the transaction, to obligatorily request the following documentation:

  • Invoice/agreement where the cargo transportation route will be mentioned;
  • Certificate of origin of goods;
  • Goods transportation document.

* All requested documentation must be submitted in English.

If any of the above-mentioned documents do not contain information about the transportation route, you must submit the "Conditions of Cargo Delivery" document which is agreed upon in advance at the time of purchasing the cargo.

Presentation of documentation is mandatory in the case of any currency transfer where the recipient bank's country is China - CHINA - CN, Singapore - Singapore - SG, India - INDIA - IN, Hong Kong - HONG KONG - HK, United Arab Emirates - AE - United Arab Emirates, Iraq - IQ - Iraq, Turkey - TR - Turkey, Pakistan - PK - Pakistan, Armenia - AM-Armenia, Azerbaijan - AZ-Azerbaijan.

Please note that the list of countries is subject to chang. If this happens, you will receive updated information from the bank.
 

 

Encashment from the account

Withdrawal from the account within the limit of the existing cash balance (the amount deposited in cash by customer) 

0%*
Encashment from the account of nation currency (within the limit of transferred amount) 0.2%, min. GEL 0.5 
Encashment from the account of foreign currency (within the limit of transferred amount) 0.5%, min. GEL 1 in relevant currency

In case of cash pay-in to the account of a third person and cash withdrawal by the account-holder within one banking day, the commission is defined as follows:

Cash withdrawal from the account in GEL 0.1% of GEL 50,000 and more
Cash withdrawal from the account in foreign currency
0.25% of GEL 50,000 equivalent and more

 

*Date of validation of the above mentioned amendments is 15 November 2017.

 

Cash pay-in to the account

Cash pay-in to the account (national and foreign currency) Free
Russian Ruble pay-in to the account 3%

Please be informed that the changes apply to the following fee as of July 20, 2015:

Cash pay-in fee to the account of a micro-finance company for loan payment
1 unit (in the relevant currency) 
 

 

Currency conversion

Currency conversion As per the internal rate of the bank

Operations related to notes

Receipt-change of damaged foreign currency notes 3%

Automatic utility transfers for individuals and legal entities

Registration Free
Service GEL 1 per month
Transfer Free

Standing Order

Registration Free

Standing payment order service 

GEL 1 per month

Fee for cash pay-in through the swift payment terminal

Through the JSC “Nova Technology" 

2%

Through TBC PAY

1 GEL
Through TBC PAY in foreign currencies(USD,EUR) 2 GEL/equivalent

Through the existing terminal at the bank

free

Internet Bank/Mobile Bank

Internet Banking/Mobile Banking Registration (Application Fee) Free
Internet-bank with password Free
Internet-bank with DG pass service GEL 5 per month
DG pass fee GEL 20 

Digipass loss/damage fee

GEL 40 

SMS service 

Registration Free
Service fee 1 GEL

Safe Deposit Services

Small-size safes  (29*50*8) GEL 25 per month
Medium-size safes   (29*50*18; 29*50*28) GEL 30 per month
Minimum term 1 month
Maximum term 12 months (with possibility of automatic prolongation)
Payment term Prepayment
Overdue fine 50% of the amount per overdue day
Fine on losing or damaging the key GEL 150

 

Banking Documents

Extract from account Free
Document duplicate issuance Free
Document restoration from archive GEL 10 
Statement issuance regarding the  balances at customer’s accounts (in Georgian) GEL 10 
Statement issuance regarding the  balances at customer’s accounts (in English) GEL 30
Statement on indebtedness   GEL 10 

Non-standard issuance (in Georgian and English)

Mortgage removing letter

GEL 10 

GEL 10 

Statement on loan approval   GEL 30 
Statement onTransfers GEL 30 

 

Escrow Service

Service fee 0,2% min. GEL 100

 

 

Other Bank Card Service Fees

Fee for cashing through another bank card through post-terminals in the bank branches

1.5%

Fee for cashing another country’s card from terabank ATMs

For every $100 - $1

For every 200 GEL - 2 GEL

 

 

Billing Payments

When performing an operation in a branch (depending on the provider)

Up to 1 GEL (depending on the provider)

When operating in remote channels

Up to 0,5 GEL (depending on the provider)

 

 

                    Standard terms and conditions for performance of terabank’s banking operations: see at the following link

Application Form

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