Service Fees

Tariff Packages

If you want to use several banking products at the same time, here is an offer for a combination of banking products to meet your needs.

Pay only the package fee and get the products/services included in it for free.

Tariff Packages

Terms and tariffs

CLASSIC Package

CLASSIC Package For Non-Residental Individuals

GOLD Package

PLATINUM Package

Standard Tariff

Monthly Fee

2 GEL

10 GEL

15 GEL

Annual Fee

19 GEL

100 GEL

90 GEL

140 GEL

SMS Service

Free

1 GEL

Internet/mobile bank with DG pass service

Free

1.5 GEL

Debit Card (Card Term - 2 Years)

Visa Classic / MC Standart - free

Visa Classic / MC Standart - Free

Visa Gold / MC Gold - free

Visa Platinum - free

Visa Classic / MC Standart -30 GEL,Visa Gold / MC Gold -100 GEL,Visa Platinum -250 GEL, Visa Infinite - free

Cash withdrawal from the Terabank ATM

0.2% min. 0.6 GEL

Standard

0.2% min. 0.60 GEL

Transfer to another bank in the national currency in branch/service center

Standard

Up to 10 000 GEL - 0,07%, From 0.5 up to 4 GEL;

From 10 000 up to 100 000 -0,07%, Max 10 GEL;

Above 100 000 GEL - 0,07%, Max 100 GEL.

Up to 1000 GEL - 2 GEL;

From 1000 up to 10 000 GEL - 4 GEL;

From 10 000 up to 100 000 GEL - 10 GEL;

Above 100 000 GEL - 100 GEL.

Transfer to another bank in the national currency via internet/mobile banking

Standard

Up to 10 000 - 0,07%, From 0.5 up to 2 GEL;

From 10 000 up to 100 000 GEL - 0%, 5 GEL;

Above 100 000 - 0%, From 10 - 50 GEL.

Up to 1000 GEL - 1 GEL;

From 1000 up to 10 000 GEL - 2 GEL;

From 10 000 up to 100 000 GEL - 5 GEL;

Above 100 000 GEL - 50 GEL.

Transfer to another bank in other currency

Standard

0.2%, min. 15 USD/20 EUR

Automatic utility transfers

Free

1 GEL

Standing payment order

Free

1 GEL

Issuing notice

Standard

Free

Standard

Individual safe

Standard

Free - for 1 month

Small size (29*50*8) - 25 GEL monthly; Average size (29*50*18; 29*50*28) - 30 GEL montly

Accrual of interest on positive balance

Min. balance 1,000 units*

Open a current account

Free

Current account service fee

Free

Internet Banking/Mobile Banking (IB SMS)

Free

Tariff Packages
Terms and tariffs	CLASSIC Package	GOLD Package	PLATINUM Package	Standard Tariff
Montly Fee	2 GEL	10 GEL	15 GEL	-
Annual Fee	19 GEL	90 GEL	140 GEL	-
SMS Service	Free	Free	Free	1 GEL
Internet/mobile bank with DG pass service	Free	Free	Free	1.5 GEL
Debit Card (Card Term - 2 Years)	Visa Classic / MC Standart - free	Visa Gold / MC Gold - free	Visa Platinum - free	Visa Classic / MC Standart -30 GEL,Visa Gold / MC Gold -100 GEL,Visa Platinum -250 GEL, Visa Infinite - free
Cash withdrawal from the Terabank ATM	0.2% min. 0.6 GEL	0%	0%	0.2% min. 0.60 GEL
Transfer to another bank in the national currency in branch/service center	Standard	Standard	Up to 10 000 GEL - 0,07%, From 0.5 up to 4 GEL; From 10 000 up to 100 000 -0,07%, Max 10 GEL; Above 100 000 GEL - 0,07%, Max 100 GEL.	Up to 1000 GEL - 2 GEL; From 1000 up to 10 000 GEL - 4 GEL; From 10 000 up to 100 000 GEL - 10 GEL; Above 100 000 GEL - 100 GEL.
Transfer to another bank in the national currency via internet/mobile banking	Standard	Standard	Up to 10 000 - 0,07%, From 0.5 up to 2 GEL; From 10 000 up to 100 000 GEL - 0%, 5 GEL; Above 100 000 - 0%, From 10 - 50 GEL.	Up to 1000 GEL - 1 GEL; From 1000 up to 10 000 GEL - 2 GEL; From 10 000 up to 100 000 GEL - 5 GEL; Above 100 000 GEL - 50 GEL.
Transfer to another bank in other currency	Standard	Standard	Standard	0.2%, min. 15 USD/20 EUR
Automatic utility transfers	Free	Free	Free	1 GEL
Standing payment order	Free	Free	Free	1 GEL
Issuing notice	Standard	Free	Free	Standard
Individual safe	Standard	Standard	Free - for 1 month	Small size (29508) - 25 GEL monthly; Average size (295018; 295028) - 30 GEL montly
Accrual of interest on positive balance	-	-	Min. balance 1,000 units*
Open a current account	Free	Free	Free
Current account service fee	Free	Free	Free
Internet Banking/Mobile Banking (IB SMS)	Free	Free	Free

*With a positive balance, the interest rate is determined in accordance with the terms of the savings account at the bank.

The "Platinum" rate package can be used by individuals who meet one of the following conditions:

Has a minimum monthly income of GEL 2,000 or its equivalent in the respective currency;
Has an open deposit of at least GEL 20,000 or its equivalent;
Has taken out a loan of at least USD 20,000 or its equivalent.

The tariff package can be changed from the low to high category and vice versa from the high to low category tariff package.

Cards issued within the tariff package
In case:

If the card issued within the tariff package is lost/damaged by the customer, the card will be issued at the standard rate (see service rates for plastic cards, Appendix #1); - at standard rate
the card issued within the tariff package will expire, but the customer will continue to use the tariff package, the card will be issued free of charge;
If the customer wants to make an additional card to the card issued within the tariff package - it will be made at the standard rate (see plastic card service rates, Appendix #1); - at the standard rate
If the client wants to receive the card issued within the tariff package on the same working day, the client must pay the urgent value fee (see service tariffs for plastic cards, Appendix N1).- Card value + GEL 30

Change of category of tariff packages
At the request of the customer, it is possible to change the tariff package, both from a lower to a higher one, and vice versa, from a higher to a lower category tariff package.
When the category of the tariff package is changed, a corresponding type of card is issued.
To change the category of the tariff package, the customer must make an application at the bank's branches;
After changing the category of the tariff package, the amount of its fee also changes, which corresponds to the new tariff package.
If the customer already has a card when purchasing a tariff package and its type does not correspond to the purchased tariff package, such a card will remain with the customer if desired until its expiration, which will be subject to the standard tariff (see service tariffs for plastic cards, Appendix #1).

Account opening and Service


Opening the Nominal owner account Monthly fee for dormant account Account service fee for entrepreneurial individuals	GEL 10 GEL 5* GEL 1 per month
*The mentioned fee from November 6, 2022 is GEL 5.

Opening the Nominal owner account

Monthly fee for dormant account

Account service fee for entrepreneurial individuals

GEL 10

GEL 5*

GEL 1 per month

*The mentioned fee from November 6, 2022 is GEL 5.

Transfers

Transfer within the system of Terabank	Free
Transfer to another bank in the national currency via internet/mobile banking	Up to 1000 GEL - 1 GEL; From 1000 up to 10 000 GEL - 2 GEL; From 10 000 up to 100 000 GEL - 5 GEL; Above 100 000 GEL - 50 GEL.
Transfer to another bank in the national currency in branch/service center	Up to 1000 GEL - 2 GEL; From 1000 up to 10 000 GEL - 4 GEL; From 10 000 up to 100 000 GEL - 10 GEL; Above 100 000 GEL - 100 GEL.
Transfer of amount to the other banks USD	0.2%, min. USD 15, max. USD 500
Transfer of amount to the other banks in EURO and other currency	0.2%, min. EURO 20, max. EURO 500 (equivalent in relevant currency)
Transfer of amount without opening an account to the other banks in national currency	Up to 1000 GEL - 2 GEL; From 1000 up to 10 000 GEL - 4 GEL; From 10 000 up to 100 000 GEL - 10 GEL; Above 100 000 GEL - 100 GEL.
Transfer of amount without opening an account to the other banks in USD - legal entities***	0.2%, min. USD 20, max. USD 500
Transfer of amount without opening an account to the other banks in EURO and foreign currency - legal entities***	0.2%, min. EURO 20 (equivalent in relevant currency); max. EURO 500 (equivalent in relevant currency)
Fast transfer to other banks - in national currency*	Up to 5,000 GEL - Fix. 1 GEL
Fast transfer to other banks - in national currency*	From 5,000 GEL - Fix. 2 GEL
Transfer of amount to the bank’s recipient’s account with the guarantee of full transfer of the amount	35 USD
	25.00 EUR
	5.00 GBP
	20.00 CHF
	30.00 RUB
Making changes to the completed transfer	50 USD/EUR
Retrieving the transferred amount	50 USD/EUR
Cancellation of completed transfer	50 USD/EUR
Transfer through telephone number **	For the amount transferred up to 50 GEL - free
Transfer through telephone number **	above 50 GEL - 1 GEL

*In the case of a fast transfer, if the transfer is made before 17:50 of the business day, the recipient will be charged the same day. The operation will be performed in 15 minutes.

**If another payment system/bank is involved in the payment operation, Terabank is not responsible for the additional fees imposed by them (if any), which must be paid by the client.

***Transfer limit 1500 GEL (or equivalent in foreign currency). Transfer above the mentioned limit is allowed only if the purpose of the operation is: payment of household tax, medical service tax or education fee or the recipient of the operation money is the state treasury or other state body.

Important information:

For the execution of the foreign currency payment order, it is necessary to present a document confirming the basis of settlement (agreement, invoice, etc.) if the amount to be transferred exceeds 100,000 (one hundred thousand) GEL equivalent in the currency under the NBG rate.

Based on international and local legal requirements, as well as the bank's internal policy, if necessary, the bank may request a document confirming the basis of settlement (agreement, invoice, etc.) and other information/documentation necessary for the study of the transaction, regardless of the amount.

Important information regarding the foreign currency transactions.

Encashment from the account

Withdrawal from the account within the limit of the existing cash balance (the amount deposited in cash by customer)	0%*
Encashment from the account of nation currency (within the limit of transferred amount)	0.2%, min. GEL 0.5
Encashment from the account of foreign currency (within the limit of transferred amount)	0.5%, min. GEL 1 in relevant currency
In case of cash pay-in to the account of a third person and cash withdrawal by the account-holder within one banking day, the commission is defined as follows:

Cash withdrawal from the account in GEL	0.1% of GEL 50,000 and more
Cash withdrawal from the account in foreign currency	0.25% of GEL 50,000 equivalent and more

*Date of validation of the above mentioned amendments is 15 November 2017.

Cash pay-in to the account

Cash pay-in to the account (national and foreign currency)	Free
Russian Ruble pay-in to the account	3%
Please be informed that the changes apply to the following fee as of July 20, 2015:

Cash pay-in fee to the account of a micro-finance company for loan payment	1 unit (in the relevant currency)

Currency conversion

Currency conversion	As per the internal rate of the bank

Operations related to notes

Receipt-change of damaged foreign currency notes	3%

Automatic utility transfers for individuals and legal entities

Registration	Free
Service	GEL 1 per month
Transfer	Free

Standing Order

Registration	Free
Standing payment order service	GEL 1 per month

Fee for cash pay-in through the swift payment terminal

Through the JSC “Nova Technology"	2%
Through TBC PAY	1 GEL
Through TBC PAY in foreign currencies(USD,EUR)	2 GEL/equivalent
Through the existing terminal at the bank	free

Internet Bank/Mobile Bank

Internet Banking/Mobile Banking Registration (Application Fee)	Free
Internet-bank with password	1.5 GEL (monthly)
Internet-bank with DG pass service	GEL 5 per month
DG pass fee	GEL 20
Digipass loss/damage fee	GEL 40

SMS service

Registration	Free
Service fee	1 GEL

Safe Deposit Services

Small-size safes (29508)	GEL 25 per month
Medium-size safes (295018; 295028)	GEL 30 per month
Minimum term	1 month
Maximum term	12 months (with possibility of automatic prolongation)
Payment term	Prepayment
Overdue fine	50% of the amount per overdue day
Fine on losing or damaging the key	GEL 150

Banking Documents

Extract from account	Free
Document duplicate issuance	Free
Document restoration from archive	GEL 10
Statement issuance regarding the balances at customer’s accounts (in Georgian)	GEL 10
Statement issuance regarding the balances at customer’s accounts (in English)	GEL 30
Statement on indebtedness	GEL 10
Non-standard issuance (in Georgian and English) Mortgage removing letter	GEL 10 GEL 10
Statement on loan approval	GEL 30
Statement onTransfers	GEL 30

Escrow Service

Service fee

0,2% min. GEL 100

Other Bank Card Service Fees

Fee for cashing through another bank card through post-terminals in the bank branches	1.5%
Fee for cashing another country’s card from terabank ATMs	For every $100 - $1
Fee for cashing another country’s card from terabank ATMs	For every 200 GEL - 2 GEL

Billing Payments

When performing an operation in a branch (depending on the provider)	Up to 1 GEL (depending on the provider)
When operating in remote channels	Up to 0,5 GEL (depending on the provider)

Debit Cards

Credit Cards

Tariff Packages

Special Cards

Service

Service Fees

Tariff Packages

Account opening and Service

Transfers

Encashment from the account

In case of cash pay-in to the account of a third person and cash withdrawal by the account-holder within one banking day, the commission is defined as follows:

Cash pay-in to the account

Please be informed that the changes apply to the following fee as of July 20, 2015:

Currency conversion

Operations related to notes

Automatic utility transfers for individuals and legal entities

Standing Order

Fee for cash pay-in through the swift payment terminal

Internet Bank/Mobile Bank

SMS service

Safe Deposit Services

Banking Documents

Escrow Service

Other Bank Card Service Fees

Billing Payments

Debit Cards

Credit Cards

Tariff Packages

Special Cards

Service

Service Fees

Tariff Packages

Account opening and Service

Transfers

Encashment from the account

In case of cash pay-in to the account of a third person and cash withdrawal by the account-holder within one banking day, the commission is defined as follows:

Cash pay-in to the account

Please be informed that the changes apply to the following fee as of July 20, 2015:

Currency conversion

Operations related to notes

Automatic utility transfers for individuals and legal entities

Standing Order

Fee for cash pay-in through the swift payment terminal

Internet Bank/Mobile Bank

SMS service

Safe Deposit Services

Banking Documents

Escrow Service

Other Bank Card Service Fees

Billing Payments

Application Form